Financial Planning | Our Process
Our Process with You
Building a financial plan can be fun and inspiring!
Here is the 6 step process we use to help people like you build and implement a financial plan.
Introductory Meeting (Virtually or in person): Typically takes 15-30 minutes
This is an opportunity for us to get acquainted, tell you more about our process working with clients, the services we offer and how we charge for them, find out what you are looking to accomplish, and determine if we will be a good fit working together.
Discovery Meeting (Virtually or in person): Typically takes 60-75 minutes
During this meeting we discuss what is on your mind. What are your hopes, dreams & goals? What are you looking to accomplish? What are your concerns, what keeps you up at night? We gather some basic data about you like your full name, date of birth, and home address. We also discuss which services you would like to engage us for within the financial plan and approximately how much it will cost. We sign a formal engagement letter at this point stating what we will do for you and how much it will cost.
► Keeping in mind that we do not invoice you for a financial plan unless you are 100% satisfied.
eMoney Advisor Onboarding Process (Virtually): Typically takes 10-20 minutes
You will receive a link via email to set up your own secure eMoney dashboard. This starts with an onboarding process to learn more about you 'financially', specific goals and concerns you may have, other advisers you work with, and to live-link all of your accounts to insure we are working with current and accurate information.
Building your Financial Plan
This is where we work with our dedicated financial planning team to assess your financial situation, stress test your current plan, look at a variety of alternative solutions, and make recommendations based upon what you are trying to accomplish.
Financial Plan Review, Recommendations & Implementation Strategy (Virtually or in person): Typically takes 60-75 minutes
At this point we have assessed your financial situation and share with you where you are and where you are headed based on your current situation. We discuss our recommendations in detail and how you can implement them when you are ready. You are free to implement them by yourself, with another adviser, or with us.
►Implementation is the crucial part of this step. Once we agree on an implementation strategy, we then help you implement each recommendation in your financial plan.
Financial Plan Reviews (Virtually or in person): Not less than once a year
Now that you have a plan in place it is important to update it on a regular basis, Life happens and we want to make sure we update and adjust your plan as needed. Plan on meeting with us no less than once a year to review and chat about any changes that may have happened. Your eMoney dashboard will automatically update daily, allowing us to monitor your financial life and contact you if we see anything that should be addressed. Don't worry, we don't charge you any extra for virtual meetings, calls, or emails. You have us 365 days a year!