Financial Planning | Our Process
Building a financial plan can be fun and inspiring!
Here is how we do it!
Introductory Meeting (Virtually or in person): Typically takes 15-30 minutes
This is an opportunity for us to get acquainted, tell you more about our process working with clients, the services we offer and how we charge for them, find out what you are looking to accomplish, and determine if we will be a good fit working together.
eMoney Advisor Onboarding Process (Virtually): Typically takes 10-20 minutes
Once we agree to work with each other, you will receive a link via email to set up your own secure eMoney dashboard. This starts with an onboarding process to learn more about you 'financially', specific goals and concerns you may have, other advisers you work with, and to live-link all of your accounts to insure we are working with current and accurate information to help build your financial plan.
Discovery Meeting (Virtually or in person): Typically takes 60-90 minutes
This meeting is used to learn about and crystallize your hopes, dreams & goals. What are you looking to accomplish? What are your concerns, what keeps you up at night? We also use this meeting to review your eMoney dashboard to ensure all facts are accurate.
In this meeting we will discuss the nature & scope of services you would like to engage us for within the financial plan and how much it will cost. We sign a formal engagement letter at this point stating what we will do for you and how much it will cost.
► Keeping in mind that we do not invoice you for a financial plan unless you are 100% satisfied.
Building your Financial Plan
This is where we work with our dedicated financial planning team to assess your financial situation, stress test your current plan, look at a variety of alternative solutions, and form recommendations based upon what you are trying to accomplish.
Financial Plan Delivery (Virtually or in person): Typically takes 60-75 minutes
In this meeting, we review the analysis of your current financial situation and discuss the recommendations on how to better help you realize your hopes, dreams, and goals.
►Implementation is the crucial part of this step. Once we agree on an implementation strategy, we then help you implement each recommendation in your financial plan. Keep in mind that you are free to implement these recommendations by yourself or with another advisor if you prefer.
Financial Plan Reviews (Virtually or in person): Not less than once a year
Now that you have a plan in place it is important to update it on a regular basis, Life happens and we want to make sure we update and adjust your plan as needed. Plan on meeting with us no less than once a year to review and chat about any changes that may have happened. Your eMoney dashboard will automatically update daily, allowing us to monitor your financial life and contact you if we see anything that should be addressed. Don't worry, we don't charge you any extra for virtual meetings, calls, or emails. You have us 365 days a year!