Financial Advice 3.0: Intentional & Transparent
- Plans That Fit Your Style -
At IWP, we believe that our clients deserve to understand fully what they are receiving from us and what the corresponding cost is for those services. We also believe that a key component of you achieving your goals is trusting us to guide you to them. And that trust starts with being transparent before you even become a client of ours. Additionally, we will not invoice you for your financial plan unless you are 100% satisfied with the end result.
If you fit our profile in Who We Serve and want to discuss what would make most sense for you, go ahead and schedule a meeting.
Wealth Planning 1.0: Transaction Based
Designed for those who are not looking for a financial plan, but rather a specific product or solution for their particular situation.
What's Included?
An analysis and review of any of the following solutions;
- Life Insurance
- Disability Insurance
- Annuities
- Long Term Care Insurance
- A Comprehensive report of your financial picture with our Asset-Map software
Wealth Planning 2.0: Goals Based
Designed for those who are looking for a complete financial plan to help build a solid foundation for the future.
Typically best for those;
- Who recently started a business with less than $1mm in annual revenue
- Individuals or couples making between $150k-$250k
Up Front Fee of 1% of
(Net Worth or Household Income, whichever is Less - Minimum of $500. Maximum of $2,500)
What's Included?
- Everything in wealth planning 1.0 plus;
- Financial Road Map & Organization
- Access to Vetted Professionals
- Cash Flow Planning
- Asset-Map Report complete with retirement analysis, net worth statement, beneficiary report and so much more
- 1-Page Financial Plan
- Unlimited email support
Plus, the option for ongoing support at $250 per month. This includes everything above, plus;
- 2 progress meetings per year
- Semi-Annual updates to your Asset-Map report and 1-page financial plan
- Access to our weekly office hours for any additional questions & support
Wealth Planning 3.0: Comprehensive Based
Designed for those who have a solid financial foundation, but are looking for a dedicated professional to help with the more complex aspects of their situation.
Typically Best For;
- Scaling business owners with over $1mm in annual revenue
- Individuals or couples making over $250k
- Business owners looking to transition from their business in 3-5 years
Up Front Fee of 1.5% of
(Net Worth or Household Income, whichever is Less - Minimum of $2,500. Maximum of $7,500)
What's Included?
- Everything in wealth planning 2.0 plus;
- Financial planning that is integrated with your family values
- Coordinated meetings with your other professionals for overall plan integration
- Cash Flow Optimization
- Advanced estate planning including charitable and legacy planning
Plus, the option for ongoing support at $1000 per month. This includes everything above, plus;
- 2 progress meetings per year
- Semi-Annual updates to your Asset-Map report and 1-page financial plan
- Access to our weekly office hours for any additional questions & support
- Monthly cash flow meetings, if requested
Designed for those who seek ongoing investment management, with the option for comprehensive planning.
Investment Management
Designed for those who seek ongoing investment management. Can be used as an add on to a financial planning agreement or as a stand alone service.
$0 - $1,000,000
1.00%
$1,000,000 - $3,000,000
0.70%
$3,000,000 +
0.55%
(Based on Account Balance)
*Additional fees may be incurred
What's Included?
- Personalized Investment Advice
- Automatic and Strategic Rebalancing
- Tax loss harvesting to increase your after tax returns
- Tax efficient investing
- 401k integration into your overall asset allocation
- Behavioral coaching
- Consolidation and simplification of accounts
- Asset-Map Report complete with retirement analysis, net worth statement, beneficiary report and so much more
- Access to financial dashboard powered by Altruist
- Access to advanced planning topics when applicable
