Financial Advice 3.0: Intentional & Transparent
- Plans That Fit Your Style -
At IWP, we believe that our clients deserve to understand fully what they are receiving from us and what the corresponding cost is for those services. We also believe that a key component of your achieving your goals is trusting us to guide you to them. And that trust starts with being transparent before you even become a client of ours. Additionally, we will not invoice you for your financial plan unless you are 100% satisfied with the result.
If you fit our profile in Who We Serve and want to discuss what would make most sense for you, go ahead and schedule a meeting.
One Time/First Year Financial Planning
Designed for those who are looking for a comprehensive look at their financial picture and a simple, step-by-step guide for implementation.
Basic Plans Start at $1500
Minimum Deliverables for Basic Plans
- Goal Setting & Financial Roadmap
- Cash Flow Organization & Planning
- Asset-Map Report including insurance review, retirement analysis, and plan, debt paydown strategy, college savings
- Portfolio Risk Analysis
- 1 Page Financial Plan
- Access to Vetted Professionals
- 3-5 Meetings to Complete the Plan and 1 Review Appointment During the First Year
- Unlimited Email Support
- Unlimited Adjustments to the Plan for the First Year
Additional Services Provided at an Extra Cost to be Discussed Up Before Engagement;
- Tax Planning
- Family Financial Meeting
- Coordinated Financial Review with Other Professionals
- Monthly Cash Flow Reviews
- Long-Term Care Planning
- Estate Planning
- Business Planning including Succession Planning, Employee Benefits, Cash Flow Review, Key Person Insurance, Buy-Sell Planning, Non-Qualified Deferred Compensation, Business Reserves Optimization
- Additional Meetings Beyond the 1 Review Appointment
Ongoing Financial Planning
Designed for those who are looking for continued service beyond the first year to update and adjust their financial plan.
Basic Plans Start at $1000 Annually.
Minimum Deliverables for Basic Plans
- Goal Setting & Financial Roadmap
- Cash Flow Organization & Planning
- Asset-Map Report including insurance review, retirement analysis, and plan, debt paydown strategy, college savings
- Portfolio Risk Analysis Updates
- Access to Vetted Professionals
- 2 Virtual Review Meetings per Year
- Unlimited Email Support
- Unlimited Adjustments to the Plan for the Entirety of Engagement
Additional Services Provided at an Extra Cost to be Discussed Up Before Engagement;
- Tax Planning
- Family Financial Meeting
- Coordinated Financial Review with Other Professionals
- Monthly Cash Flow Reviews
- Long-Term Care Planning
- Estate Planning
- Business Planning including Succession Planning, Employee Benefits, Cash Flow Review, Key Person Insurance, Buy-Sell Planning, Non-Qualified Deferred Compensation, Business Reserves Optimization
- Additional Meetings Beyond the 2 Review Appointment
Investment Management
Designed for those who seek ongoing investment management. Can be used as an add-on to a financial planning agreement or as a stand-alone service.
$0 - $1,000,000
1.00%
$1,000,000 - $3,000,000
0.70%
$3,000,000 +
0.55%
(Based on Account Balance)
*Additional fees may be incurred
What's Included?
- Personalized Investment Advice
- Automatic and Strategic Rebalancing
- Tax loss harvesting to increase your after-tax returns
- Tax efficient investing
- 401k integration into your overall asset allocation
- Behavioral coaching
- Consolidation and simplification of accounts
- Asset-Map Report complete with retirement analysis, net worth statement, beneficiary report and so much more
- Access to financial dashboard powered by Altruist
- Access to advanced planning topics when applicable
